Racial and ethnic harassment constitutes any physical or verbal behavior that subjects an individual to an intimidating, hostile or offensive educational, employment or living environment. Such harassment:
(a) Denigrates or stereotypes an individual because of his or her racial or ethnic affiliation;
(b) Demeans or slurs an individual through pictorial illustrations, graffiti or written documents or material because of his or her racial or ethnic affiliation;
(c) Makes unwarranted and disparaging references or innuendoes in attributing an individual’s personal conduct, habit or lifestyle to his or her racial or ethnic affiliation.